Market Mind
Financial Intelligence
Last Updated: April 2, 2026
Privacy Policy
Market Mind ("we," "our," or "us") operates the Market Mind mobile application and website at umarketmind.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.
Information We Collect
Account Information
When you create an account, we collect:
- Your name and email address
- Account credentials (passwords are encrypted and never stored in plain text)
- Subscription tier and billing information (payment processing is handled by Stripe; we do not store credit card numbers)
Financial Information
When you use our portfolio and watchlist features, we store:
- Stock tickers and watchlist selections
- Simulated portfolio holdings and performance data
- Investment simulation parameters and results
We do not access your real brokerage accounts, bank accounts, or execute actual financial transactions.
Usage Data
We automatically collect certain information about how you interact with the app:
- Features accessed and frequency of use
- AI Advisor conversation history (stored to improve your experience)
- MarketMind University progress and grades
- Device type and operating system
How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve Market Mind features and services
- Personalize your experience, including AI-powered market insights
- Process subscriptions and merchandise purchases through Stripe
- Send important service-related notifications
- Ensure security and prevent fraud
- Comply with legal obligations
AI and Third-Party Services
Market Mind uses artificial intelligence to provide market analysis and financial insights. When you interact with our AI Advisor:
- Your questions and conversation context may be processed by third-party AI services to generate responses
- We transmit only the information necessary to provide the AI-powered features you request
- AI-generated insights are for informational and educational purposes only and do not constitute financial advice
We also use the following third-party services:
- Stripe for payment processing
- Market data providers for real-time financial data
Data Storage and Security
Your data is stored securely using industry-standard encryption and security practices:
- All data is transmitted using TLS/SSL encryption
- Passwords are hashed using bcrypt
- Our database is hosted on secure, access-controlled cloud infrastructure
- We implement rate limiting, request validation, and security headers
Data Sharing
We do not sell, rent, or trade your personal information to third parties. We may share information only in the following circumstances:
- With service providers who assist in operating our platform (payment processing, AI services, hosting)
- To comply with legal obligations, court orders, or government requests
- To protect the rights, property, or safety of Market Mind, our users, or the public
Data Retention
We retain your personal data for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data at any time.
Your Rights
You have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your account and data
- Export your data in a portable format
- Opt out of non-essential communications
Children's Privacy
Market Mind is not intended for use by anyone under the age of 13. We do not knowingly collect personal information from children under 13.
California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act, including the right to know what data is collected, the right to delete personal data, and the right to opt out of the sale of personal data. We do not sell personal data.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions about this Privacy Policy, please contact us: